Skip to content
  • About the Foundation
  • Alumni Association
  • Contact
  • Rutgers University
Give Now
Rutgers University Foundation Estate and Gift Planning

Rutgers University Foundation

Rutgers University Foundation

  • Our Mission
  • Estate Planning Guide
  • Newsletter
rutgers foundation logo Estate and Gift Planning Logo

Rutgers University Foundation

Rutgers University Foundation

Give Now
  • See Your Impact
    • News & Stories
    • Giving Results
    • Reverse Honor Roll
    • Endowed Chairs
  • Explore Causes
    • Greatest Need
    • Emergency Support: COVID-19
    • Scholarships & Student Support
    • University Divisions
    • Athletics
    • Health & Wellness
    • Research, Arts, & Culture
  • Support Rutgers
    • Annual Giving Initiatives
    • Ways to Give
    • Rutgers Payroll Deduction
    • Estate & Gift Planning
    • Corporate Relations
    • Foundation Relations
    • Student Philanthropy
    • Milestone Campaigns
  • Donor Community
    • Giving Societies
    • Donor Profiles
    • Donor Resources
    • FAQs
  • About the Foundation
  • Alumni Association
  • Contact
  • Rutgers University
Give Now

Your legacy starts
with a plan

Making a planned gift is a wonderful way to show your support and appreciation of Rutgers University and its mission while accommodating your own personal, financial and philanthropic goals.

Gift Planning

You are at: Planned Giving > Gift Options > What to Give > Retirement Assets

  • Gift Planning
  • How to Give
  • What to Give
  • Learn About Wills
    • Overview
    • Bequest Language
    • Estate Planning Guide
  • Donor Stories
  • Calculators
  • Giving News
  • Contact Us
  • The Colonel Henry Rutgers Society
  • Resources for Professional Advisers
Gift Planning Menu
  • Gift Planning
  • How to Give
  • What to Give
  • Learn About Wills
    • Overview
    • Bequest Language
    • Free Estate Planning Guide
  • Donor Stories
  • Calculators
  • Giving News
  • Contact Us
  • The Colonel Henry Rutgers Society
  • Resources for Professional Advisers
Text Resize

You are at: Planned Giving > Gift Options > What to Give > Retirement Assets

mute videopause video
close video
Print This
Email This
Calculate Plan
eBrochure
Contact Us
View Video

Gifts of Retirement Assets

Donating part or all of your unused retirement assets, such as your IRA, 401(k), 403(b), pension or other tax-deferred plan, is an excellent way to make a gift to Rutgers University Foundation.

If you are like most people, you probably will not use all of your retirement assets during your lifetime. You can make a gift of your unused retirement assets to help further our mission.

Gift of Retirement Assets
Retirement Assets
RUF
Charity image
Flowchart: Donor makes a gift of retirement assets to RUF.

Benefits of gifts of retirement assets

  • Avoid potential estate tax on retirement assets
  • Your heirs would avoid income tax on any retirement assets funded on a pre-tax basis
  • Receive potential estate tax savings from an estate tax deduction

How to make a gift of retirement assets

To leave your retirement assets to Rutgers University Foundation, you will need to complete a beneficiary designation form provided by your retirement plan custodian. If you designate Rutgers University Foundation as beneficiary, we will benefit from the full value of your gift because your IRA assets will not be taxed at your death. Your estate will benefit from an estate tax charitable deduction for the gift.

More on gifts of retirement assets

Did you know that 60%-70% of your retirement assets may be taxed if you leave them to your heirs at your death? Another option is to leave your heirs assets that receive a step up in basis, such as real estate and stock, and give the retirement assets to Rutgers University Foundation. As a charity, we are not taxed upon receiving an IRA or other retirement plan assets.

Contact us

If you have any questions about gifts of retirement assets, please contact us. We would be happy to assist you and answer any questions that you have.

Please let us know if you have already included Rutgers University Foundation as a beneficiary of your retirement assets. We would like to thank you and recognize you for your gift.

scriptsknown

Rutgers, The State University of New Jersey

© Copyright 2023 Crescendo Interactive, Inc. All Rights Reserved.

PRIVACY STATEMENT

This site is informational and educational in nature. It is not offering professional tax, legal, or accounting advice. For specific advice about the effect of any planning concept on your tax or financial situation or with your estate, please consult a qualified professional advisor. Rutgers is an equal access/equal opportunity institution. Individuals with disabilities are encouraged to direct suggestions, comments, or complaints concerning any accessibility issues with Rutgers web sites to [email protected] or complete the Report Accessibility Barrier or Provide Feedback Form.